Senior Non-QM Underwriter - Remote

Dallas, TX • Atlanta, GA • Chicago, IL • Phoenix, AZ Remote Available

Full-time $90,000.00 - $115,000.00

Posted 11/06/2024

Position Overview

We are on of the top wholesale mortgage brokers and correspondent lenders in the country. Due to our continued growth, we are looking for a couple more Senior Non-QM Underwriter to join our team. You will be responsible for evaluating and underwriting non-qualified mortgage loans, ensuring compliance with company guidelines and regulatory requirements. The ideal candidate will have extensive experience in underwriting non-conforming loans and will play a key role in supporting the growth of our non-QM mortgage portfolio. This is a fully remote position!!

Key Responsibilities

Manually underwrite Non-Agency/Non-QM correspondent, wholesale/broker, and retail loans in a timely manner to ensure loan meets all product and property guidelines of Company and investors, as well as meeting all established loan policies, credit limits and regulatory requirements. Evaluate and underwrite non-QM mortgage loan applications with a focus on non-conforming loans.
Analyze borrower's credit file, collateral, and capacity to ensure creditworthiness.
Conduct thorough risk assessments to identify potential issues or red flags.
Maintain production goals & standards in accordance with established KPIs and production metrics.
Complete 30-40 decisions/month
Stay updated on industry trends and changes in underwriting standards for non-QM loans.

Qualifications

High School Diploma or equivalent; Bachelors Degree preferred
Minimum of 5 years of underwriting experience in mortgage loans (conventional, FHA, Govt or Non-QM)
Minimum of 2 yeas of experience with Non-QM underwriting
Experience with the following programs: Bank Statement, P&L, 1099, DSCR, Investor Cashflow
Ability to work independently and make sound decisions under pressure.

Benefits

Competitive Base Salary: $90,000 - $115,000 (DOE)
Medical/Dental/Vision Insurance
401K Match (4%)
HSA Options
Short Term Disability
Long Term Disability
10 Paid Holidays
PTO

For this position you must be currently authorized to work in the United States. We do not sponsor for this position.

Additional ways to apply

Preferred Skills

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Employees will receive paid leave to the extent required by state or local law. This job was first posted by CyberCoders on 11/06/2024 and applications will be accepted on an ongoing basis until the position is filled or closed.

CyberCoders, Inc is proud to be an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity or expression, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, status as a crime victim, disability, protected veteran status, or any other characteristic protected by law. CyberCoders will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable state and local law, including but not limited to the Los Angeles County Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, and the California Fair Chance Act. CyberCoders is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities. If you need special assistance or an accommodation while seeking employment, please contact a member of our Human Resources team to make arrangements.

Your Right to Work – In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.